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Payments

Square and the GDPR: agreement, role and data location.

Square is a payments tool. Its role depends on the activity, it publishes its data processing agreement, and the data location depends on your account. Below: what to check and how to declare it.

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In short

Category
Payments
Usual role
Depends on the activity
Data location
Set per account or project
Agreement
Published by the vendor

What does Square do with personal data?

Manage customer payments, subscriptions where applicable, invoicing and billing. That is how Privacyboard describes a typical use of Square, as a starting point you can edit.

The data usually involved: customer names, email addresses, billing addresses, transaction identifiers and payment information handled by the provider.

Is Square a processor or a controller?

Depends on the activity

Square acts as processor for sellers' customer data but is typically an independent controller for payment, fraud and compliance processing.

Privacyboard does not prefill a role for this vendor on purpose. You are asked to choose, since the answer changes what your privacy policy says and which agreement matters.

Where does Square store personal data?

Set per account or project

Square does not have one fixed location for every customer. The location depends on the plan, the account and the services you enable.

How to find yours: Check your account settings or Square’s data processing terms for where your data is stored.

Even when the main location is in the EU, ask whether subprocessors or support access involve a transfer outside the EEA, and record it if so.

Does Square have a data processing agreement?

Checked on 1 November 2026. Vendors change their pages, so check the date.

Yes. Square publishes the text of its data processing agreement on its own website. Article 28 of the GDPR requires a written contract with every processor, so this is the document to read and keep.

What we noted when we opened the page: Square 'Data Processing Terms', posted 27 Feb 2024. Covers Block, Inc. and Square Europe/International as processors of sellers' customer data. States no hosting location; mentions third-country transfers with EU SCCs.

A page that exists does not mean you are covered. Whether the agreement applies to you depends on your plan and on what you accepted, so record the decision yourself in your vendor list.

Read the Square agreement

How to declare Square

  1. 1

    In your privacy policy

    Name Square as a recipient, say what it is used for (manage customer payments, subscriptions where applicable, invoicing and billing) and mention any transfer outside the EEA. Articles 13 and 14 ask you to tell people who receives their data.

  2. 2

    In your vendor list

    Add Square with its purpose, the data involved, its role, its region and a link to the agreement. Privacyboard prefills all of this, you confirm or correct it.

  3. 3

    In your processing register

    Link Square to the activities that use it, so each record shows its recipients. Article 30 asks the register to list the categories of recipients.

What to check before relying on Square

  • Work out whether the provider acts as your processor, as an independent controller, or as both for different activities.
  • Say in your privacy policy that payment data is handled by the provider and for what purpose.
  • Record the provider as a recipient of customer names, emails and transaction data.
  • Check retention rules the provider applies for legal and fraud reasons.
FAQ

Questions, answered.

Is Square GDPR compliant?

Privacyboard does not certify vendors. Compliance depends on how Square is configured and used, on the agreement you have with it and on your own practices. What can be checked is documented here: it publishes a data processing agreement, the usual role and the data location. Read the agreement itself before relying on it.

Does Square have a DPA?

Yes. Square publishes the text of its data processing agreement on its own website. Article 28 of the GDPR requires a written contract with every processor, so this is the document to read and keep. You can read it at https://squareup.com/us/en/legal/general/data-processing-terms.

Is Square a data processor?

It depends on the activity. Square acts as processor for sellers' customer data but is typically an independent controller for payment, fraud and compliance processing.

Where does Square store data?

Square does not have one fixed location for every customer. The location depends on the plan, the account and the services you enable. How to find yours: Check your account settings or Square’s data processing terms for where your data is stored.

Do I need to mention Square in my privacy policy?

Yes, if Square handles personal data for you. The GDPR asks you to tell people who receives their data (Articles 13 and 14). Name the vendor or its category, say what it is used for and mention any transfer outside the EEA.

How do I add Square to my vendor list?

In Privacyboard, pick Square from the catalog. The purpose, the data, the suggested role and a link to its agreement are prefilled, and you confirm each one. Creating a workspace is free.

Privacyboard is not affiliated with Square. Names and logos belong to their owners and are used only to identify the tool. This page summarises public documents as checked on 1 November 2026; it is guidance, not legal advice, and it does not certify any vendor.

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